/* ========== CHARTE ÉDITORIALE LEGUIDEDESTAUX — PRESSE ÉCONOMIQUE ========== */
        :root {
            --secondary: #11283f;
            --accent-bright: #9b1731;
            --surface: #ffffff;
            --dark: #171717;
            --gray: #5d6065;
            --light: #f5f2ec;
            --shadow: none;
            --shadow-hover: none;
            --transition: color .2s ease, background-color .2s ease, border-color .2s ease;
        }

        * { margin: 0; padding: 0; box-sizing: border-box; }
        html { scroll-behavior: smooth; }
        body {
            font-family: 'Inter', system-ui, -apple-system, sans-serif;
            line-height: 1.65;
            color: var(--dark);
            background: var(--light);
        }

        .container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
        header .container { max-width: 95%; }

        header {
            background: #fff;
            padding: 18px 0;
            box-shadow: 0 2px 15px rgba(0,0,0,0.06);
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
        }
        header .container { max-width: 95%; }
        nav { display: flex; justify-content: space-between; align-items: center; }
        .logo {
            font-size: 2.2rem;
            font-weight: 700;
            letter-spacing: -0.03em;
            background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            text-decoration: none;
            flex-shrink: 0;
        }
        .logo .point { color: var(--accent); -webkit-text-fill-color: var(--accent); }
        .nav-links {
            display: flex;
            list-style: none;
            gap: 22px;
        }
        .nav-links a {
            text-decoration: none;
            color: var(--gray);
            font-weight: 500;
            font-size: 0.88rem;
            transition: var(--transition);
            white-space: nowrap;
        }
        .nav-links a:hover { color: var(--primary); }

        .hero {
            background: linear-gradient(135deg, #1B2A3F 0%, #2C3E50 100%);
            padding: 140px 0 90px;
            margin-top: 85px;
            border-bottom: 4px solid var(--primary);
            position: relative;
            overflow: hidden;
            min-height: calc(100vh - 85px);
            display: flex;
            align-items: center;
        }
        .hero::after {
            content: '';
            position: absolute;
            bottom: -120px;
            right: -80px;
            width: 500px;
            height: 500px;
            background: radial-gradient(circle, rgba(44,62,80,0.15) 0%, transparent 70%);
            pointer-events: none;
        }
        .hero .container {
            max-width: 1600px;
            padding: 0 60px;
        }
        .hero-inner {
            display: grid;
            grid-template-columns: 1fr 420px;
            gap: 60px;
            align-items: center;
            width: 100%;
        }

        .hero h1 {
            font-size: 1.55rem;
            font-weight: 500;
            color: rgba(255,255,255,0.88);
            line-height: 1.6;
            margin-bottom: 28px;
            max-width: 540px;
        }
        .hero-subtitle {
            font-size: 1.05rem;
            color: rgba(255,255,255,0.72);
            font-weight: 400;
            line-height: 1.65;
            margin-bottom: 28px;
            max-width: 520px;
        }
        .hero-saving {
            display: inline-block;
            background: rgba(44,62,80,0.25);
            border: 1px solid rgba(255,255,255,0.2);
            color: #fff;
            padding: 14px 22px;
            border-radius: 12px;
            font-size: 1.25rem;
            font-weight: 700;
            margin-bottom: 36px;
            letter-spacing: -0.01em;
        }
        .hero-saving em {
            color: var(--accent);
            font-style: normal;
        }
        .hero-ctas {
            display: flex;
            gap: 14px;
            flex-wrap: wrap;
            align-items: center;
        }
        .cta-main {
            display: inline-block;
            background: var(--accent);
            color: #fff;
            padding: 15px 30px;
            font-size: 1rem;
            font-weight: 700;
            text-decoration: none;
            border-radius: 10px;
            box-shadow: 0 8px 25px rgba(230, 126, 34, 0.35);
            transition: var(--transition);
            border: none;
            cursor: pointer;
        }
        .cta-main:hover {
            background: #853a0d;
            transform: translateY(-2px);
            box-shadow: 0 12px 40px rgba(230, 126, 34, 0.45);
        }
        .cta-secondary {
            display: inline-block;
            color: rgba(255,255,255,0.85);
            padding: 14px 26px;
            font-size: 0.97rem;
            font-weight: 500;
            text-decoration: none;
            border-radius: 10px;
            border: 1.5px solid rgba(255,255,255,0.3);
            transition: var(--transition);
        }
        .cta-secondary:hover {
            color: #fff;
            border-color: rgba(255,255,255,0.6);
            background: rgba(255,255,255,0.05);
        }
        .hero-note {
            font-size: 0.78rem;
            color: rgba(255,255,255,0.45);
            margin-top: 14px;
            letter-spacing: 0.02em;
        }
        .hero-trust {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: rgba(16, 185, 129, 0.14);
            border: 1px solid rgba(16, 185, 129, 0.4);
            color: #fff;
            font-size: 0.98rem;
            font-weight: 600;
            padding: 12px 20px;
            border-radius: 30px;
            margin-top: 18px;
            line-height: 1.4;
        }
        .hero-trust-check {
            color: #10b981;
            font-weight: 800;
            font-size: 1.1rem;
            flex-shrink: 0;
        }
        @media (max-width: 1180px) {
            .hero-trust { font-size: 0.88rem; padding: 10px 16px; }
        }

        .hero-right {
            position: relative;
            display: flex;
            flex-direction: column;
            align-items: center;
        }
        .hero-photo-wrap {
            position: relative;
            width: 400px;
        }
        .hero-photo {
            width: 400px;
            height: 520px;
            object-fit: cover;
            object-position: center 18%;
            border-radius: 20px;
            display: block;
            box-shadow: 0 25px 60px rgba(0,0,0,0.4);
            border: 2px solid rgba(44,62,80,0.3);
        }
        .hero-id-card {
            position: absolute;
            bottom: -28px;
            left: 50%;
            transform: translateX(-50%);
            background: #fff;
            border-radius: 14px;
            padding: 12px 20px;
            text-align: center;
            width: 380px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.15);
        }
        .hero-id-card .id-name {
            font-size: 1rem;
            font-weight: 700;
            color: var(--dark);
            line-height: 1.2;
        }
        .hero-id-card .id-title {
            font-size: 0.72rem;
            color: var(--primary);
            font-weight: 700;
            margin-top: 3px;
            letter-spacing: 0.01em;
        }

        @media (max-width: 900px) {
            .hero .container { padding: 0 20px; }
            .hero-inner {
                grid-template-columns: 1fr;
                gap: 30px;
            }
            .hero-left { order: 1; }
            .hero-right { order: 2; }
            .hero-photo-wrap { width: 200px; margin: 0 auto; }
            .hero-photo { width: 200px; height: 240px; }
            .hero h1 { font-size: 1.3rem; }
            .hero {
                min-height: auto;
                padding: 100px 0 60px;
            }
        }

        .cta-button {
            display: inline-block;
            background: var(--accent);
            color: #fff;
            padding: 14px 34px;
            font-size: 1.05rem;
            font-weight: 600;
            text-decoration: none;
            border-radius: 10px;
            box-shadow: 0 8px 25px rgba(230, 126, 34, 0.25);
            transition: var(--transition);
            cursor: pointer;
            border: none;
            text-align: center;
        }
        .cta-button:hover {
            background: #CA6F1E;
            transform: translateY(-3px);
            box-shadow: var(--shadow-hover);
        }
        .calc-btn {
            display: inline-block;
            background: var(--primary);
            color: #fff;
            padding: 12px 28px;
            font-size: 0.95rem;
            font-weight: 600;
            border-radius: 8px;
            border: none;
            cursor: pointer;
            transition: var(--transition);
        }
        .calc-btn:hover {
            background: var(--primary-dark);
            transform: translateY(-2px);
        }

        section { padding: 110px 0; }
        .section-title {
            font-size: 2.55rem;
            font-weight: 700;
            text-align: center;
            color: var(--dark);
            margin-bottom: 18px;
        }
        .section-subtitle {
            text-align: center;
            font-size: 1.22rem;
            color: var(--gray);
            max-width: 820px;
            margin: 0 auto 65px;
        }

        .articles-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 30px;
            margin-bottom: 50px;
        }
        .article-card, .card {
            background: #fff;
            border-radius: 16px;
            box-shadow: var(--shadow);
            overflow: hidden;
            transition: var(--transition);
            border-left: 5px solid var(--primary);
        }
        .article-card:hover, .card:hover {
            transform: translateY(-8px);
            box-shadow: var(--shadow-hover);
        }
        .article-info { padding: 28px; }
        .article-title { font-size: 1.3rem; font-weight: 700; margin-bottom: 12px; }
        .article-description { color: var(--gray); margin-bottom: 20px; }

        .about-content {
            display: grid;
            grid-template-columns: 1.2fr 1fr;
            gap: 60px;
            align-items: center;
        }
        .about-image img { max-width: 100%; border-radius: 20px; box-shadow: var(--shadow); }
        .about-image-logo { display: flex; flex-direction: column; align-items: center; gap: 20px; margin-left: auto; margin-right: 0; padding-right: 20px; }
        .logo-display { text-align: center; padding: 30px; background: #fff; border-radius: 24px; box-shadow: 0 10px 30px rgba(0,0,0,0.05); width: 100%; max-width: 400px; }
        .main-logo {
            font-size: 2.5rem;
            font-weight: 700;
            background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            margin-bottom: 12px;
            line-height: 1;
            white-space: nowrap;
        }
        .main-logo .point { color: var(--accent); -webkit-text-fill-color: var(--accent); }
        .sub-logo { font-size: 0.85rem; color: var(--primary); font-weight: 400; letter-spacing: -0.01em; text-transform: lowercase; }
        .about-section h3 {
            font-size: 1.8rem;
            font-weight: 700;
            color: var(--dark);
            margin: 25px 0 15px;
            padding-bottom: 10px;
            border-bottom: 2px solid var(--primary);
            display: inline-block;
        }

        .calculator-container { display: flex; flex-direction: column; gap: 2rem; }
        .card { padding: 32px; }
        .result-section {
            background: #fff;
            padding: 24px;
            border-radius: 14px;
            border: 1px solid #e2e8f0;
            margin-top: 20px;
        }
        .error-message { color: #e53e3e; font-weight: 500; }

        .contact-content { text-align: center; max-width: 800px; margin: 0 auto; }
        .contact-form { max-width: 600px; margin: 40px auto 0; }
        .form-step { display: none; }
        .form-step.active { display: grid; gap: 20px; }
        .form-group { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
        .form-group.full { grid-template-columns: 1fr; }
        input, select {
            padding: 15px 18px;
            border: 1.5px solid #e2e8f0;
            border-radius: 10px;
            font-size: 1rem;
            transition: var(--transition);
            width: 100%;
            font-family: 'Inter', sans-serif;
        }
        input:focus, select:focus {
            border-color: var(--primary);
            box-shadow: 0 0 0 4px rgba(44, 62, 80, 0.15);
            outline: none;
        }
        .form-section-title { font-size: 1.2rem; font-weight: 600; margin-bottom: 15px; text-align: left; }
        .progress-bar { display: flex; justify-content: center; gap: 10px; margin-bottom: 20px; }
        .progress-step {
            width: 34px; height: 34px;
            border-radius: 50%;
            background: #e2e8f0;
            color: var(--gray);
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 600;
        }
        .progress-step.active { background: var(--primary); color: #fff; }
        .form-navigation { display: flex; justify-content: space-between; margin-top: 20px; gap: 15px; }
        .form-navigation button {
            padding: 12px 24px;
            border-radius: 10px;
            font-size: 0.95rem;
            font-weight: 500;
            cursor: pointer;
            transition: var(--transition);
            border: none;
        }
        .form-navigation .prev-btn { background: #e2e8f0; color: var(--dark); }
        .form-navigation .prev-btn:hover { background: #cbd5e1; }
        .form-navigation .next-btn, .form-navigation .submit-btn { background: var(--primary); color: #fff; }
        .form-navigation .next-btn:hover, .form-navigation .submit-btn:hover { background: var(--primary-dark); transform: translateY(-2px); }

        .engagement-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            grid-auto-rows: 1fr;
            gap: 30px;
            margin-top: 40px;
            align-items: stretch;
        }
        .engagement-card {
            background: #fff;
            padding: 28px;
            border-radius: 16px;
            border-left: 5px solid var(--primary);
            box-shadow: var(--shadow);
            display: flex;
            flex-direction: column;
            height: 100%;
            box-sizing: border-box;
        }
        .engagement-card h4 { font-size: 1.2rem; font-weight: 700; margin-bottom: 12px; }

        .amortization-table-container { margin-top: 30px; overflow-x: auto; display: none; }
        #amortizationTable { width: 100%; border-collapse: collapse; margin-top: 10px; }
        #amortizationTable th { background: #f8fafc; padding: 12px; text-align: left; border-bottom: 2px solid #e2e8f0; }
        #amortizationTable td { padding: 10px 12px; border-bottom: 1px solid #e2e8f0; }
        .show-table-btn { margin-top: 15px; background: #f1f5f9; border: 1px solid #e2e8f0; border-radius: 8px; padding: 8px 16px; cursor: pointer; }

        .loader { display: none; border: 4px solid #f3f3f3; border-top: 4px solid var(--primary); border-radius: 50%; width: 40px; height: 40px; animation: spin 1s linear infinite; margin: 20px auto; }
        @keyframes spin { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } }
        #cookie-banner {
            position: fixed; bottom: 20px; right: 20px;
            background: rgba(255,255,255,0.96); backdrop-filter: blur(4px);
            padding: 12px 18px; border-radius: 16px;
            font-size: 0.75rem; max-width: 280px; z-index: 9999;
            box-shadow: 0 4px 12px rgba(0,0,0,0.1); border: 1px solid #e2e8f0;
        }
        #cookie-banner p { margin: 0 0 8px 0; color: #7F8C8D; }
        #cookie-accept {
            background: transparent; border: 1px solid #cbd5e1; padding: 4px 12px; border-radius: 8px;
            cursor: pointer; font-size: 0.7rem; font-weight: 500; width: 100%; transition: var(--transition);
        }
        #cookie-accept:hover { background: var(--primary); color: white; border-color: var(--primary); }

        footer {
            background: var(--secondary);
            color: #fff;
            padding: 60px 0 35px;
            text-align: center;
        }
        .main-logo-footer {
            font-size: 1.95rem;
            font-weight: 700;
            background: linear-gradient(135deg, #fff, var(--primary));
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            line-height: 1;
        }
        .sub-logo-footer { font-size: 0.75rem; color: rgba(255,255,255,0.8); margin-top: 5px; }
        .footer-contact a, .footer-bottom a { color: #94a3b8; text-decoration: none; }
        .social-links a { background: rgba(255,255,255,0.1); border-radius: 50%; width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; transition: var(--transition); }
        .social-links a:hover { background: var(--primary); transform: translateY(-3px); }

        .discreet-text { font-size: 0.85rem; color: var(--gray); margin-top: 10px; display: block; }
        .insurance-info { color: var(--gray); font-size: 0.875rem; margin-top: 5px; display: block; }
        .insurance-options { display: flex; gap: 20px; margin: 15px 0; }
        .rgpd-checkbox { display: flex; align-items: center; gap: 10px; font-size: 0.85rem; text-align: left; }
        .confidentiality-note { font-size: 0.85rem; color: var(--gray); text-align: center; margin-top: 20px; }

        .header-tel {
            display: inline-flex;
            align-items: center;
            gap: 6px;
            color: var(--primary);
            font-weight: 700;
            font-size: 1rem;
            text-decoration: none;
            border: 2px solid var(--primary);
            border-radius: 50px;
            padding: 6px 16px;
            transition: var(--transition);
            white-space: nowrap;
        }
        .header-tel:hover { background: var(--primary); color: #fff; }
        @media (max-width: 1024px) { .header-tel { display: none; } }
        .hamburger-menu { display: none; cursor: pointer; background: none; border: none; z-index: 1001; }
        .hamburger-menu .bar { display: block; width: 25px; height: 3px; margin: 5px auto; transition: var(--transition); background-color: var(--dark); }
        
        @media (max-width: 768px) {
            .hero .container { padding: 0 20px; }
            .logo { font-size: 1.6rem; }
            header .container { max-width: 100%; padding: 0 16px; }
            .hero-ctas { flex-direction: column; align-items: stretch; }
            .cta-main, .cta-secondary { text-align: center; width: 100%; }
            .engagement-grid { grid-template-columns: 1fr; }
            .hero { padding: 100px 0 60px; margin-top: 75px; }
            .hero h1 { font-size: 1.25rem; max-width: 100%; }
            .about-content { grid-template-columns: 1fr; text-align: center; }
            .form-group { grid-template-columns: 1fr; }
            .articles-grid { grid-template-columns: 1fr; }
            .insurance-options { flex-direction: column; gap: 10px; }
            .nav-links {
                position: fixed; right: -100%; top: 0; height: 100%; width: 100%;
                flex-direction: column; background: rgba(255,255,255,0.98); backdrop-filter: blur(8px);
                justify-content: flex-start; align-items: center; transition: right 0.3s ease; gap: 22px;
                overflow-y: auto; padding: 100px 20px 40px;
            }
            .nav-links.active { right: 0; }
            .nav-links a { font-size: 1.25rem; }
            .hamburger-menu { display: block; margin-right: 0; flex-shrink: 0; }
            .hamburger-menu.active .bar:nth-child(2) { opacity: 0; }
            .hamburger-menu.active .bar:nth-child(1) { transform: translateY(8px) rotate(45deg); }
            .hamburger-menu.active .bar:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
            .sub-logo { font-size: 0.7rem; }
            .form-navigation { flex-direction: column; }
            .form-navigation button { width: 100%; }
        }
        @media (min-width: 1024px) {
            .calculator-container { flex-direction: row; flex-wrap: wrap; }
            .card { flex: 1 1 calc(50% - 1rem); }
        }
        .visually-hidden { position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip-path:inset(50%); white-space:nowrap; border:0; }
        .skip-link { position:absolute; top:-100px; left:16px; z-index:1001; padding:12px; background:white; color:var(--primary); }
        .skip-link:focus { top:8px; }
        :focus-visible { outline:3px solid #1563a6; outline-offset:3px; }
        input,select,button { min-height:44px; }
        @media (prefers-reduced-motion:reduce) { html { scroll-behavior:auto; } *,*::before,*::after { transition:none!important; animation:none!important; } }
        @media (max-width:1500px) {
            .header-tel { display:none; }
            .hamburger-menu { display:block; flex-shrink:0; }
            .nav-links { display:none; position:absolute; top:100%; right:0; width:100%; height:auto; max-height:75vh; overflow-y:auto; padding:1rem 1.5rem; flex-direction:column; align-items:flex-start; gap:.6rem; background:white; border-bottom:1px solid #c7d0d8; transition:none; }
            .nav-links.active { display:flex; }
            .nav-links a { display:block; font-size:1rem; padding:.35rem; }
        }
        /* Présentation finale : même base fonctionnelle, sans second thème concurrent. */
        html { scroll-padding-top: 132px; }
        body {
            background: var(--paper);
            color: var(--ink);
            font-family: Arial, Helvetica, sans-serif;
            font-size: 16px;
            line-height: 1.62;
            -webkit-font-smoothing: antialiased;
        }
        .container { max-width: 1240px; padding-inline: 28px; }

        header {
            padding: 0;
            background: rgba(255,255,255,.98);
            border-top: 5px solid var(--accent);
            border-bottom: 1px solid var(--line);
            box-shadow: none;
        }
        header .container { max-width: 1440px; padding-inline: 28px; }
        nav { display: block; min-height: 0; }
        .header-main-row {
            display: flex;
            align-items: center;
            min-height: 74px;
            gap: 24px;
        }
        .logo,
        .main-logo-footer {
            background: none;
            color: var(--primary-dark);
            -webkit-background-clip: initial;
            -webkit-text-fill-color: initial;
            font-family: Georgia, 'Times New Roman', serif;
            font-weight: 700;
            letter-spacing: -.045em;
        }
        .logo { font-size: 2rem; }
        .logo .point,
        .main-logo-footer .point { color: var(--accent-bright); -webkit-text-fill-color: var(--accent-bright); }
        .nav-links {
            position: static;
            display: flex;
            width: 100%;
            max-height: none;
            margin: 0;
            padding: 0;
            flex-direction: row;
            justify-content: center;
            align-items: stretch;
            gap: 0;
            overflow: visible;
            background: #fff;
            border-top: 1px solid var(--line);
            border-bottom: 0;
        }
        .nav-links li { display: flex; }
        .nav-links a {
            display: flex;
            align-items: center;
            padding: 10px 12px;
            color: #3f4348;
            font-size: .79rem;
            font-weight: 700;
            letter-spacing: .01em;
            border-bottom: 3px solid transparent;
        }
        .nav-links a:hover,
        .nav-links a:focus-visible { color: var(--accent); border-bottom-color: var(--accent); }
        .nav-links .nav-diagnostic { color: var(--accent); }
        .header-tel {
            display: inline-flex;
            align-items: center;
            white-space: nowrap;
            color: var(--primary);
            border: 1px solid var(--primary);
            border-radius: 2px;
            padding: 8px 13px;
            font-size: .86rem;
        }
        .header-tel:hover { background: var(--primary); color: white; }
        .hamburger-menu { display: none; }

        .hero {
            min-height: 620px;
            margin-top: 124px;
            padding: 52px 0 54px;
            color: var(--ink);
            background: var(--surface);
            border: 0;
            border-bottom: 1px solid var(--line);
            overflow: visible;
        }
        .hero::after { display: none; }
        .hero .container { max-width: 1360px; padding-inline: 56px; }
        .hero-inner {
            grid-template-columns: minmax(0, 1.3fr) minmax(320px, .7fr);
            gap: 64px;
            align-items: center;
        }
        .hero-left { max-width: 720px; }
        .hero h1,
        .section-title,
        .article-title,
        .card > h3,
        .about-section h3,
        .contact-content h3,
        .engagement-card h4 {
            font-family: Georgia, 'Times New Roman', serif;
            color: var(--ink);
            letter-spacing: -.025em;
        }
        .hero h1 {
            max-width: 720px;
            color: var(--ink);
            font-size: clamp(2.55rem, 3.9vw, 3.85rem);
            font-weight: 700;
            line-height: 1.04;
            margin-bottom: 18px;
        }
        .hero-subtitle {
            max-width: 690px;
            color: #45484c;
            font-size: 1.04rem;
            line-height: 1.62;
            margin-bottom: 20px;
        }
        .hero-saving {
            display: block;
            max-width: 690px;
            margin: 0 0 22px;
            padding: 11px 0;
            background: transparent;
            border: solid var(--line);
            border-width: 1px 0;
            border-radius: 0;
            color: var(--primary-dark);
            font-family: Georgia, 'Times New Roman', serif;
            font-size: 1.12rem;
        }
        .hero-saving em { color: var(--accent); }
        .cta-main,
        .cta-button,
        .calc-btn {
            background: var(--accent);
            color: white;
            border: 1px solid var(--accent);
            border-radius: 2px;
            box-shadow: none;
            font-weight: 800;
            letter-spacing: .015em;
        }
        .cta-main { padding: 15px 23px; }
        .cta-button { padding: 11px 18px; font-size: .9rem; }
        .cta-main:hover,
        .cta-button:hover,
        .calc-btn:hover {
            background: var(--primary-dark);
            border-color: var(--primary-dark);
            transform: none;
            box-shadow: none;
        }
        .hero-trust {
            display: flex;
            align-items: center;
            gap: 8px;
            width: fit-content;
            max-width: 690px;
            margin-top: 18px;
            padding: 11px 14px;
            color: var(--ink);
            background: #f6f1f2;
            border: 1px solid #dec8cd;
            border-radius: 0;
            font-size: .86rem;
            font-weight: 500;
        }
        .hero-trust strong { color: var(--accent); letter-spacing: .055em; }
        .hero-trust-check { color: var(--accent); }
        .hero-note { margin-top: 7px; color: #6f7277; font-size: .76rem; }
        .hero-photo-wrap { width: 100%; max-width: 360px; }
        .hero-photo {
            width: 100%;
            height: 430px;
            border-radius: 0;
            border: 0;
            border-bottom: 7px solid var(--accent);
            box-shadow: none;
            filter: saturate(.78) contrast(1.03);
        }
        .hero-id-card {
            position: static;
            width: 100%;
            transform: none;
            padding: 14px 0 0;
            background: transparent;
            border-radius: 0;
            box-shadow: none;
            text-align: left;
        }
        .hero-id-card .id-name { font-family: Georgia, 'Times New Roman', serif; font-size: 1.18rem; }
        .hero-id-card .id-title { color: var(--gray); font-size: .72rem; line-height: 1.45; text-transform: uppercase; }
        .hero-credentials {
            margin-top: 15px;
            padding: 0;
            list-style: none;
            border-top: 1px solid var(--line);
        }
        .hero-credentials li {
            display: grid;
            grid-template-columns: 84px 1fr;
            gap: 12px;
            padding: 9px 0;
            border-bottom: 1px solid var(--line);
            color: var(--gray);
            font-size: .78rem;
            line-height: 1.35;
        }
        .hero-credentials strong {
            color: var(--primary-dark);
            font-family: Georgia, 'Times New Roman', serif;
            font-size: .92rem;
        }

        section { padding: 88px 0; }
        main > section:not(.hero) { border-bottom: 1px solid var(--line); }
        .about-section,
        .conseils-section,
        .contact-section { background: var(--paper); }
        #engagement-qualite,
        .calculator-section { background: var(--surface); }
        .section-title {
            position: relative;
            max-width: 900px;
            margin: 0 auto 17px;
            padding-top: 20px;
            color: var(--primary-dark);
            font-size: clamp(2rem, 3.2vw, 3.25rem);
            line-height: 1.08;
            text-align: left;
        }
        .section-title::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 72px;
            border-top: 5px solid var(--accent);
        }
        .section-subtitle {
            max-width: 900px;
            margin: 0 auto 48px;
            color: var(--gray);
            font-size: 1.05rem;
            text-align: left;
        }
        .about-text { max-width: 900px !important; }
        .about-text p { font-family: Georgia, 'Times New Roman', serif; font-size: 1.08rem; }
        .about-text p + p { margin-top: 18px; }
        .about-section h3 {
            display: block;
            margin: 31px 0 12px;
            padding: 0 0 7px;
            border-bottom: 1px solid var(--line);
            color: var(--accent);
            font-size: 1.45rem;
        }

        .engagement-grid,
        .articles-grid { gap: 0; border: solid var(--line); border-width: 1px 0 0 1px; }
        .engagement-card,
        .article-card,
        .card {
            background: var(--surface);
            border: solid var(--line);
            border-width: 0 1px 1px 0;
            border-radius: 0;
            box-shadow: none;
            overflow: visible;
        }
        .engagement-card { padding: 30px; }
        .engagement-card h4 { color: var(--primary-dark); font-size: 1.28rem; line-height: 1.2; }
        .engagement-card p { color: #4e5155; }
        .article-card:hover,
        .card:hover { transform: none; box-shadow: none; background: #fbfaf7; }
        .article-info { padding: 30px; }
        .article-title { min-height: 3.1em; color: var(--primary-dark); font-size: 1.35rem; line-height: 1.3; }
        .article-description { color: var(--gray); }
        .articles-grid { grid-template-columns: repeat(3, 1fr); }

        .calculator-container { gap: 0; border: solid var(--line); border-width: 1px 0 0 1px; }
        .card { padding: 30px; }
        .card > h3 { min-height: 2.5em; margin-bottom: 22px; color: var(--primary-dark); font-size: 1.45rem; line-height: 1.22; }
        label { display: block; margin-bottom: 6px; color: #303338; font-size: .82rem; font-weight: 800; }
        input, select {
            padding: 12px 13px;
            background: #fff;
            border: 1px solid #aaa69e;
            border-radius: 0;
            color: var(--ink);
            font-family: Arial, Helvetica, sans-serif;
        }
        input:focus, select:focus { border-color: var(--primary); box-shadow: 0 0 0 2px rgba(17,40,63,.14); }
        .result-section { padding: 19px; background: #f7f5f0; border: 1px solid var(--line); border-radius: 0; }
        .show-table-btn { border-radius: 0; }
        #amortizationTable th { background: var(--primary); color: white; }

        .contact-content { max-width: 940px; }
        .contact-content > div {
            max-width: 720px !important;
            padding: 42px !important;
            border: 1px solid var(--line) !important;
            border-top: 6px solid var(--accent) !important;
            border-radius: 0 !important;
            box-shadow: none !important;
        }
        .contact-content > div h3 { color: var(--primary-dark) !important; }
        .contact-content > div .cta-main {
            background: var(--accent) !important;
            border-radius: 2px !important;
            box-shadow: none !important;
        }
        .confidentiality-note a { color: var(--accent); }

        footer {
            padding: 54px 0 30px;
            background: var(--primary-dark);
            border-top: 8px solid var(--accent);
        }
        .main-logo-footer { color: white; -webkit-text-fill-color: white; }
        .main-logo-footer .point { -webkit-text-fill-color: #d74a65; }
        .sub-logo-footer { color: #d5d9dd; text-transform: uppercase; letter-spacing: .05em; }
        .social-links { margin: 24px 0 14px; }
        .social-links a { border: 1px solid #77828d; border-radius: 0; background: transparent; }
        .social-links a:hover { background: var(--accent); transform: none; }
        .social-links svg { width: 19px; height: 19px; fill: white; }

        #cookie-banner { border-radius: 0; border-top: 4px solid var(--accent); box-shadow: 0 8px 26px rgba(0,0,0,.12); }
        #cookie-accept { border-radius: 0; }
        :focus-visible { outline-color: #155aa0; }

        @media (min-width: 1024px) {
            .calculator-container { flex-direction: row; }
            .calculator-container .card { flex: 0 0 50%; }
        }
        @media (max-width: 1100px) {
            .hero .container { padding-inline: 32px; }
            .hero-inner { gap: 44px; }
            .articles-grid { grid-template-columns: repeat(2, 1fr); }
        }
        @media (max-width: 1050px) {
            .header-tel { display: none; }
        }
        @media (max-width: 900px) {
            html { scroll-padding-top: 96px; }
            .header-main-row { min-height: 82px; }
            .hamburger-menu { display: block; flex-shrink: 0; }
            .nav-links {
                position: absolute;
                top: 100%;
                right: 0;
                display: none;
                width: 100%;
                max-height: calc(100vh - 88px);
                padding: 16px 24px 20px;
                flex-direction: column;
                align-items: flex-start;
                gap: 0;
                overflow-y: auto;
                background: #fff;
                border-top: 1px solid var(--line);
                border-bottom: 5px solid var(--accent);
            }
            .nav-links.active { display: flex; }
            .nav-links li { width: 100%; }
            .nav-links a {
                display: block;
                width: 100%;
                padding: 9px 4px;
                font-size: 1rem;
                border-bottom: 1px solid #ece8e1;
            }
            .hero { margin-top: 88px; }
        }
        @media (max-width: 900px) {
            .hero { min-height: auto; margin-top: 88px; padding: 64px 0 58px; }
            .hero-inner { grid-template-columns: 1fr; }
            .hero-right { align-items: flex-start; }
            .hero-photo-wrap { width: min(100%, 360px); margin: 0; }
            .hero-photo { width: 100%; height: 430px; }
            .hero h1 { font-size: clamp(2.4rem, 9vw, 4rem); }
        }
        @media (max-width: 768px) {
            html { scroll-padding-top: 112px; }
            .container, header .container { padding-inline: 18px; }
            .header-main-row { min-height: 0; flex-wrap: wrap; gap: 0; }
            .logo { order: 1; margin: 13px 0 11px; font-size: 1.65rem; }
            .hamburger-menu { order: 2; margin-left: auto; }
            .hero { margin-top: 108px; padding-top: 48px; }
            .hero .container { padding-inline: 20px; }
            section { padding: 64px 0; }
            .section-title { font-size: 2.15rem; }
            .articles-grid { grid-template-columns: 1fr; }
            .article-title { min-height: auto; }
            .engagement-grid { grid-template-columns: 1fr; }
            .contact-content > div { padding: 28px 20px !important; }
            .nav-links { top: 100%; backdrop-filter: none; }
        }
        @media (max-width: 480px) {
            .hero h1 { font-size: 2.25rem; }
            .hero-subtitle { font-size: 1rem; }
            .hero-saving { font-size: 1.05rem; }
            .form-group { gap: 14px; }
            .card { padding: 23px 18px; }
        }
        .hero-offer {
            display: inline-block;
            margin: 0 0 16px;
            padding: 8px 12px;
            color: var(--accent);
            background: #f6f1f2;
            border: 1px solid #dec8cd;
            border-radius: 0;
            font-size: .78rem;
            font-weight: 800;
            letter-spacing: .085em;
            line-height: 1.2;
            text-transform: uppercase;
        }
        @media (max-width: 480px) {
            .hero-offer { font-size: .74rem; }
        }