*{box-sizing:border-box;margin:0;padding:0} html{scroll-behavior:smooth}
    body{font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
    a{color:#096f79} a:hover{color:var(--orange)} img{display:block;max-width:100%;height:auto}
    .container{width:min(1120px,calc(100% - 40px));margin-inline:auto}
    header{position:fixed;inset:0 0 auto;z-index:20;background:rgba(255,255,255,.97);box-shadow:0 2px 14px rgba(0,0,0,.08)}
    nav{min-height:78px;display:flex;align-items:center;gap:24px}.logo{font-size:1.4rem;font-weight:850;text-decoration:none;color:var(--navy)}.point{color:var(--orange)}
    .nav-links{list-style:none;display:flex;align-items:center;gap:19px;margin-left:auto}.nav-links a{font-size:.86rem;text-decoration:none;color:var(--ink);font-weight:600}.nav-links .active{color:var(--orange)}
    .header-tel{background:var(--navy);color:#fff;text-decoration:none;font-weight:750;border-radius:9px;padding:9px 12px;white-space:nowrap}
    .menu{display:none;margin-left:auto;border:0;background:none;font-size:1.6rem;color:var(--navy)}
    .hero{padding:145px 0 65px;background:linear-gradient(135deg,#10243b,#263c55);text-align:center;color:#fff}
    .kicker{display:inline-block;color:var(--teal);font-size:.82rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase;margin-bottom:15px}
    h1{font-size:clamp(2rem,4vw,3.15rem);line-height:1.15;max-width:980px;margin:0 auto 19px;letter-spacing:-.025em}
    .standfirst{max-width:790px;margin:0 auto 20px;color:#dbe6ee;font-size:1.1rem}.meta{font-size:.9rem;color:#aebdca}.meta a{color:#d9e8ef}
    .article{width:min(820px,calc(100% - 40px));margin:0 auto;padding:64px 0 90px}
    .infographic{margin-bottom:48px}.infographic img{border-radius:17px;box-shadow:var(--shadow);background:#fff}.caption{font-size:.78rem;color:var(--muted);margin-top:9px;text-align:center}
    .lead{font-size:1.19rem;line-height:1.75;color:#263a4e}
    h2{font-size:clamp(1.45rem,3vw,1.9rem);line-height:1.25;margin:48px 0 16px;color:var(--navy);letter-spacing:-.015em} h3{font-size:1.17rem;margin:30px 0 10px;color:var(--navy)}
    p{margin-bottom:18px}.article ul,.article ol{margin:0 0 20px 23px}.article li{margin:8px 0;padding-left:4px}
    .callout{background:#fff;border-left:5px solid var(--orange);padding:24px 27px;margin:30px 0;border-radius:12px;box-shadow:var(--shadow)}
    .callout.fact{border-color:var(--teal)}.eyebrow{display:block;font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--orange);margin-bottom:7px}.fact .eyebrow{color:#008f88}
    .formula{display:grid;grid-template-columns:1fr auto 1fr;gap:14px;align-items:center;margin:27px 0}.formula>div{background:#fff;border:1px solid var(--line);border-radius:13px;padding:22px}.formula .sign{border:0;background:none;padding:0;font-size:1.65rem;font-weight:800;color:var(--orange)}
    .comparison{width:100%;border-collapse:collapse;margin:22px 0 31px;background:#fff;border-radius:13px;overflow:hidden;box-shadow:var(--shadow)}.comparison th,.comparison td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}.comparison th{background:var(--navy);color:#fff}.comparison tr:last-child td{border-bottom:0}
    .takeaway{background:var(--navy);border-radius:16px;padding:31px;color:#fff;margin:42px 0}.takeaway h2{color:var(--teal);margin:0 0 12px;font-size:1.35rem}.takeaway p{color:#e0e9ef;margin:0}
    .sources{background:#fff;border-radius:15px;padding:27px;margin-top:45px}.sources h2{margin:0 0 13px;font-size:1.25rem}.sources ol{margin-bottom:0}.sources li{font-size:.88rem;color:var(--muted);overflow-wrap:anywhere}
    .faq details{background:#fff;border:1px solid var(--line);border-radius:11px;padding:16px 18px;margin:11px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy)}.faq details p{margin:12px 0 0;color:#41566b}
    .cta{text-align:center;background:#fff;padding:34px;border-radius:16px;box-shadow:var(--shadow);margin:46px 0 24px}.cta p{color:var(--muted)}.button{display:inline-block;background:var(--orange);color:#fff;text-decoration:none;font-weight:800;border-radius:9px;padding:13px 21px}.button:hover{background:#c95f09;color:#fff}
    footer{background:#0b1c30;color:#b8c4cf;padding:42px 0;text-align:center}.footer-logo{font-size:1.35rem;color:#fff;font-weight:850}.footer-tag{font-size:.8rem;margin:4px 0 17px}footer a{color:#d9e3eb}
    @media(max-width:900px){.nav-links,.header-tel{display:none}.menu{display:block}.nav-links.open{display:flex;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:22px 28px;box-shadow:var(--shadow)}.formula{grid-template-columns:1fr}.formula .sign{text-align:center}.comparison{font-size:.88rem}.comparison th,.comparison td{padding:11px}.hero{padding-top:125px}}
/* Charte éditoriale unique — presse économique */
    :root{
      --navy:#11283f;--navy2:#081b2d;--teal:#47657b;--orange:#6f1023;
      
      --muted:#5d6065;--white:#fff;
      --shadow:none
    }
    html{scroll-padding-top:92px}
    body{color:var(--ink);background:var(--paper);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.62;-webkit-font-smoothing:antialiased}
    a{color:var(--accent);text-underline-offset:.18em}
    .container{width:100%;max-width:1240px;margin-inline:auto;padding-inline:28px}
    
    header{position:sticky;inset:auto;top:0;z-index:1000;width:100%;padding:0;background:rgba(255,255,255,.98);border:0;border-top:5px solid var(--accent);border-bottom:1px solid var(--line);box-shadow:none}
    header .container{max-width:1440px}
    nav{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:26px;flex-wrap:nowrap}
    .logo,.footer-logo{flex-shrink:0;color:var(--primary-dark);font-family:Georgia,"Times New Roman",serif;font-size:2rem;font-weight:700;line-height:1;letter-spacing:-.045em;text-decoration:none;white-space:nowrap}
    .point,.logo .point,.footer-logo .point{color:#9b1731}
    .nav-links{display:flex;align-items:stretch;gap:0;margin:0 0 0 auto;padding:0;list-style:none}
    .nav-links li{display:flex;margin:0}
    .nav-links a{display:flex;align-items:center;padding:10px 12px;color:#3f4348;border-bottom:3px solid transparent;font-size:.79rem;font-weight:700;letter-spacing:.01em;line-height:1.25;text-decoration:none;white-space:nowrap}
    .nav-links a:hover,.nav-links a:focus-visible,.nav-links .active{color:var(--accent);border-bottom-color:var(--accent)}
    .header-tel{display:inline-flex;align-items:center;min-height:40px;padding:8px 13px;color:var(--primary);background:transparent;border:1px solid var(--primary);border-radius:2px;font-size:.86rem;font-weight:800;text-decoration:none;white-space:nowrap}
    .header-tel:hover{color:#fff;background:var(--primary)}
    .menu{display:none;min-width:44px;min-height:44px;margin-left:auto;padding:7px;color:var(--primary-dark);background:#fff;border:1px solid var(--line);border-radius:0;font-size:1.35rem;cursor:pointer}
    
    .hero{margin:0;padding:72px 0 62px;color:var(--ink);background:#fff;border:0;border-bottom:1px solid var(--line);text-align:left}
    .hero .container{max-width:1000px}
    .kicker{display:block;margin:0 0 15px;color:var(--accent);font-family:Arial,Helvetica,sans-serif;font-size:.78rem;font-weight:800;letter-spacing:.095em;text-transform:uppercase}
    h1{max-width:940px;margin:0 0 20px;color:var(--primary-dark);font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.7rem,5vw,4.8rem);font-weight:700;line-height:1.03;letter-spacing:-.045em}
    h1::before{content:"";display:block;width:76px;margin-bottom:21px;border-top:6px solid var(--accent)}
    .standfirst{max-width:790px;margin:0 0 20px;color:#474a4e;font-family:Georgia,"Times New Roman",serif;font-size:1.12rem;line-height:1.72}
    .meta{margin:0;padding-top:17px;color:#73767a;border-top:1px solid var(--line);font-size:.77rem;font-weight:700;letter-spacing:.045em;text-transform:uppercase}
    .meta a{color:var(--accent)}
    
    .article{width:min(860px,calc(100% - 56px));margin:0 auto;padding:56px 0 78px}
    .infographic{margin:0 0 48px;padding-bottom:40px;border-bottom:1px solid var(--line)}
    .infographic img{width:100%;height:auto;background:#fff;border:1px solid var(--line);border-radius:0;box-shadow:none}
    .caption{margin-top:9px;color:var(--muted);font-size:.78rem;text-align:left}
    .article p,.article li{color:#474a4e;font-family:Georgia,"Times New Roman",serif;font-size:1.08rem;line-height:1.76}
    .article p{margin-bottom:19px}
    .article .lead{color:#263a4e;font-size:1.19rem;line-height:1.75}
    .article h2{margin:47px 0 17px;padding-top:16px;color:var(--primary-dark);border-top:1px solid var(--line);font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.7rem,3vw,2.25rem);font-weight:700;line-height:1.18;letter-spacing:-.025em}
    .article h3{margin:29px 0 10px;color:var(--primary-dark);font-family:Georgia,"Times New Roman",serif;font-size:1.3rem}
    .article ul,.article ol{margin:0 0 23px 25px}
    .article li{margin:8px 0;padding-left:3px}
    .callout{margin:29px 0;padding:23px 26px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--accent);border-radius:0;box-shadow:none}
    .callout.fact{background:#f1f4f6;border-left-color:var(--primary)}
    .callout p:last-child{margin-bottom:0}
    .eyebrow{display:block;margin-bottom:7px;color:var(--accent);font-size:.76rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase}
    .fact .eyebrow{color:var(--primary)}
    .formula{display:grid;grid-template-columns:1fr auto 1fr;gap:0;align-items:stretch;margin:27px 0;border:solid var(--line);border-width:1px 0 0 1px}
    .formula>div{padding:22px;background:#fff;border:solid var(--line);border-width:0 1px 1px 0;border-radius:0}
    .formula .sign{display:flex;align-items:center;padding:0 14px;color:var(--accent);background:var(--paper);font-size:1.65rem;font-weight:800}
    .comparison{width:100%;margin:24px 0 32px;background:#fff;border-collapse:collapse;border-radius:0;box-shadow:none;font-family:Arial,Helvetica,sans-serif;font-size:.9rem}
    .comparison th,.comparison td{padding:13px 14px;text-align:left;vertical-align:top;border:1px solid var(--line)}
    .comparison th{color:#fff;background:var(--primary)}
    .comparison td{color:#45484c;background:#fff}
    .takeaway{margin:42px 0;padding:29px 31px;color:#fff;background:var(--primary-dark);border:0;border-left:6px solid #9b1731;border-radius:0}
    .takeaway h2{margin:0 0 11px;padding:0;color:#fff;border:0;font-size:1.38rem}
    .takeaway p{margin:0;color:#e2e5e8}
    .faq{margin-top:48px;padding-top:8px;border-top:5px solid var(--accent)}
    .faq>h2{margin-top:0;border-top:0}
    .faq details{margin:0;padding:21px 0;background:transparent;border:0;border-bottom:1px solid var(--line);border-radius:0}
    .faq summary{color:var(--primary-dark);font-family:Georgia,"Times New Roman",serif;font-weight:700;cursor:pointer}
    .faq details p{margin:12px 0 0;color:#474a4e}
    .sources{margin-top:47px;padding:25px 0 0;background:transparent;border-top:1px solid var(--line);border-radius:0}
    .sources h2{margin:0 0 13px;padding:0;border:0;font-size:1.35rem}
    .sources li,.sources p{color:#707479;font-family:Arial,Helvetica,sans-serif;font-size:.85rem;line-height:1.6}
    .cta{margin:46px 0 24px;padding:31px 29px;background:#fff;border:1px solid var(--line);border-radius:0;box-shadow:none;text-align:left}
    .cta p{margin-bottom:17px;color:var(--muted);font-family:Arial,Helvetica,sans-serif;font-size:.96rem}
    .button{display:inline-block;min-height:44px;padding:12px 20px;color:#fff!important;background:var(--accent);border:1px solid var(--accent);border-radius:2px;font-family:Arial,Helvetica,sans-serif;font-size:.92rem;font-weight:800;text-decoration:none}
    .button:hover{color:#fff;background:var(--primary-dark);border-color:var(--primary-dark)}
    
    footer{padding:52px 0 30px;color:#d5d9dd;background:var(--primary-dark);border-top:8px solid var(--accent);text-align:center}
    .footer-logo{color:#fff}
    .footer-tag,footer p{color:#d5d9dd}
    .footer-tag{margin:7px 0 17px;font-size:.72rem;letter-spacing:.05em;text-transform:uppercase}
    footer a{color:#d5d9dd}
    :focus-visible{outline:3px solid #155aa0;outline-offset:3px}
    
    @media(max-width:1400px){
      .header-tel{display:none}.menu{display:block;flex-shrink:0}
      .nav-links{display:none;position:absolute;top:100%;right:0;left:0;width:100%;height:auto;max-height:76vh;margin:0;padding:18px 5% 23px;overflow-y:auto;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;background:#fff;border-top:1px solid var(--line);border-bottom:5px solid var(--accent);box-shadow:none}
      .nav-links.open{display:grid}
      .nav-links li{display:block}.nav-links a{display:block;min-height:44px;padding:11px 8px;border-bottom:1px solid #ece8e1;font-size:.96rem}
    }
    @media(max-width:768px){
      html{scroll-padding-top:76px}.container,header .container{padding-inline:18px}nav{min-height:70px}.logo,.footer-logo{font-size:1.65rem}.nav-links{grid-template-columns:1fr}
      .hero{padding:48px 0 43px}.hero h1{font-size:2.35rem}.meta{line-height:1.65}
      .article{width:calc(100% - 36px);padding:35px 0 58px}.infographic{margin-bottom:35px;padding-bottom:30px}.article h2{font-size:1.65rem}
      .callout,.takeaway,.cta{padding:21px 18px}.formula{grid-template-columns:1fr}.formula .sign{justify-content:center;padding:8px}.comparison{display:block;overflow-x:auto}
    }
    @media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important}}